Nilay Agarwal is a corporate banking and private credit professional with deep expertise in venture debt, leveraged finance, structured lending, and financial innovation. With experience at leading global financial institutions, including JPMorgan Chase, he has advised businesses across growth stages on capital strategies, financing solutions, and value creation. His work spans corporate banking, investment analysis, private credit, and emerging trends shaping the future of financial services. Passionate about the intersection of AI, banking, payments, and fintech, Nilay helps organizations understand how technology is transforming risk management, lending, customer experience, and financial decision-making. Combining global banking experience with practical market insights, he brings a forward-looking perspective on the evolution of traditional financial services and the opportunities emerging in the digital economy. He is a sought-after voice on finance, investment strategy, private credit, and innovation in banking.